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Business Loans

Business Loans

Glenelg Finance offers 3 main business loans, Chattel Mortgage, Leasing and Commercial Hire Purchase (CHP). Glenelg Finance has experienced staff who can explain these options to help you make the right decision with your business loan

1 Chattel Mortgage – A Chattel Mortgage allows you to claim back your GST on your next BAS statement. The Vehicle or equipment are available for use in the business immediately without any capital outlay. With no GST on individual repayments, fixed rates and fixed repayments it makes budgeting easy.

2. Leasing - Leasing is a tax effective product that allows you to finance your vehicle without capital outlay. Available to companies, self-employed and individuals.

-Novated Leases offer an attractive finance arrangement to individuals who are paid a car allowance as part of their salary package.

Hire Purchase - Corporate Hire Purchase (CHP) is a commercial finance facility that allows you to retain ownership of the vehicle at the end of the contract.

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